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Income Tax Risks When Withdrawing Large Cash Amounts From Business Bank Accounts

1. Reporting and Scrutiny Triggers

  • Large cash withdrawals may be reported to the tax department through SFT.
  • May attract questions on:
  • Business necessity.
  • End-use of cash.

2. Possible Implications

  • Unexplained cash withdrawals / usage may lead to additions during assessment.
  • Questions on genuineness of expenses paid in cash.

3. Mitigation Steps

  • Prefer digital payments wherever practical.
  • For necessary cash withdrawals:
  • Document purpose.
  • Maintain vouchers and approvals.
  • Link withdrawals to specific business needs.

Fastlegal Team

Fastlegal is an Online Legal Professional Services Provider Company providing Company Registration, LLP Registration, Nidhi Company Registration, Trademark Registration, GST Registration and Return Filing Services.

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